GRETNA – A homeowner is suing its property insurance provider for allegedly not providing a proper evaluation of damage following Hurricane Isaac.
Willie C. Williams filed suit against State Farm and Casualty Company in the 24th Judicial District Court on June 6.
Williams alleges that he purchased a homeowners property insurance policy from State Farm and Casualty Company for the period of June 21, 2012 through June 21, 2013 for a $2,374 premium that provided coverage in the amount of $136,700 for the home, $102,525 for personal property and $13,670 for other constructions. The plaintiff asserts that the policy was in effect when Hurricane Isaac struck the area on Aug. 29, 2012 and damaged his roof and interior of his property. Williams claims that an adjuster employed by State Farm and Casualty Company estimated the damages at $4,500, when the damages were actually much higher.
The plaintiff contends he was under the impression that all damages would be covered within 30 days as provided by law, which has not happened.
The defendant is accused of breach of contract, bad faith claims handling, negligent claims handling, breach of duty of good faith and fair dealing, non-prompt payment, violation of state law and negligent misrepresentation.
An unspecified amount in damages is sought for diminution in value of property, repair and remediation expenses, amount due not previously paid, consequential damages, mental anguish, loss of use, attorney’s fees, prejudgment interest and costs of litigation.
Williams is represented by Shelly R. Hale of New Orleans-based Speights & Worrich.
The case has been assigned to Division P Judge Lee V. Faulkner Jr.
Case no. 739-211.