Andrew Stevens Jul. 7, 2014, 7:18am


NEW ORLEANS – An insurance policy holder has filed a suit against her insurance company for allegedly using below market price figures to calculate the reimbursement amount for damages done to the insured’s property.

Peggy Gravois filed suit against ANPAC Louisiana Insurance Company in the Orleans Parish Civil District Court on May 8.

The plaintiff claims she suffered damage to her property and the defendant has intentionally failed to adequately reimburse her as required under her insurance policy with the defendant.  The plaintiff asserts that the defendant has engaged in a scheme to deprive its clients of full policy benefits by using below market pricing or underpayment of industry standard prices.  The plaintiff claims this action by the defendant violates state and federal law concerning unfair business practices and has left her with an underpayment.

The defendant is accused of breaching an insurance contract, violating laws pertaining to unfair trade practices, failure to tender fair payment for casualty losses, and bad faith adjusting practices.

The plaintiff is seeking an unknown amount in damages for the full amount of reimbursement for property damages, punitive damages, attorney’s fees, loss of use of property, diminution of property value, and emotional distress.

Peggy Gravois is represented by Jim S. Hall from the firm of Jim S. Hall & Associates in Metairie.

The case has been assigned to Division M Judge Paulette R. Irons.

Case no. 14-04553

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