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LOUISIANA RECORD

Friday, March 29, 2024

Property insurer sued over allegedly not providing adequate coverage for fire damage

Insurance claim forms image

GRETNA – The owners of a trust are suing a property insurer who they allege failed to properly provide a damages claim on a rental property they own that was damaged by fire.

Kathyn Anne Derbes, Mignon Derbes Shackelford, Deborah Derbes Haindel, William Charles Derbes, Lawrence J. Derbes Jr. and Michael P. Derbes Trust No. 1 filed suit against United Services Automobile Association in the 24th Judicial District Court on March 9.

The plaintiffs contend they are collectively the owners of a trust that includes a property located at 109 Mulberry Drive in Metairie that was insured by United Services Automobile Association. After a fire occurred at the property on Nov. 9, 2013 causing extensive damage to the first floor of the property the plaintiffs assert they received an offer for an insurance claim. However, the plaintiffs claim United Services Automobile Association failed to provide an adequate insurance claim after the plaintiffs decided not to repair the property and instead chose to sell it in its damaged condition.

The defendant is accused of breach of contract and bad faith.

An unspecified amount in damages is sought by the plaintiffs.

The plaintiffs are represented by attorneys David Nelson Corkern and Rory V. Bellina.

The case has been assigned to Division K Judge Ellen Shirer Kovach.

Case no. 747-470.

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