The Louisiana Record Jun. 30, 2016, 9:48pm


NEW ORLEANS – An Oklahoma man alleges an inaccurate credit report damaged his credit rating.

James Cameron filed a complaint on June 6 in the U.S. District Court for the Eastern District of Louisiana against Greater New Orleans Federal Credit Union (GNO) alleging violation of the Fair Credit Reporting Act.

According to the complaint, the plaintiff alleges that on May 8, 2015, he obtained a copy of his credit report in order to purchase a house when he observed a trade in the amount of $14,284 purportedly owed to GNO. He alleges he sent a letter to GNO and Experian disputing the false debt on or about May 8, 2015, and a follow-up letter on June 16, 2015.

As a result of the actions and inactions of defendants, he alleges he suffered damages, including but not limited to, mental and emotional distress, being denied credit, and being granted credit with a much higher interest rate.

The plaintiff holds Greater New Orleans Federal Credit Union responsible because the defendant allegedly verified to Experian that he had personal liability for the debt and that the amount is still due and owing and failed to conduct a reasonable re-investigation of information forwarded to them by a Consumer Reporting Agency.

The plaintiff requests a trial by jury and seeks judgment against the defendant for compensatory damages, prejudgment interest, attorneys’ fees and costs and all such other relief as court deems necessary, just and proper. He is represented by DaShawn Hayes of The Hayes Law Firm PLC in New Orleans.

U.S. District Court for the Eastern District of Louisiana Case number 2:16-cv-08514

Organizations in this Story

U.S. District Court for the Eastern District of Louisiana
500 Poydras Street
New Orleans, LA 70113

Get notified the next time we write about U.S. District Court for the Eastern District of Louisiana!

More News