Insurance company sued over Hurricane Isaac damages

By Lizzy Fitzsousa | Jun 2, 2014

Satellite image of Hurricane Isaac in Aug. 2012

NEW ORLEANS – A local woman has filed suit against her insurance company after she claims it refused to pay the full amount agreed upon for damages to her house sustained during Hurricane Isaac.

Ursula Martin filed suit against Lighthouse Property Insurance Corporation in the Orleans Parish Civil District Court on March 5.

Martin alleges she held a policy from Lighthouse covering her property at 4631 Saint Ferdinand Drive in New Orleans. According to the suit, Hurricane Isaac caused roof damage, resulting water damage, and damages to the interior and exterior of her home. The Lighthouse Advance Claims Concepts estimated her damages to be $2,300. According to Martin, Gulfcoast Estimating Services claim her damages were much greater. On Feb. 6, 2013 Lighthouse invoked appraisal which is allegedly is an enforcement term of Martin’s insurance policy. The suit claims the appraisers reached a mutual agreement for the amount of $9,182.62, but Martin never received any payment, the suit claims.

Lighthouse answered the suit on May 9 denying any wrongdoing  and claiming Martin failed to mitigate her damages. Lighthouse argues it has sufficiently paid Martin.

The plaintiff is represented by Shelly R. Hale and J. Andrew Lewis Jr. of Speights & Worrich and Catherine Hilton of Counsel-Speights & Horrich of New Orleans.

The case is assigned to Division C Judge Sidney H. Cates IV.

Case no. 2014-02234.

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