Two St. Tammany Parish women are suing Capital One Bank, alleging violation of their rights in regard to a deposit dispute.
Nancy Bright and Chardae Poynter, both of Covington, filed a lawsuit Aug. 13 against Capital One Bank in U.S. District Court Eastern District of Louisiana, alleging unlawful procedure regarding a 2014 deposit.
According to the complaint, Capital One placed a hold on a $144,000 deposit made Oct. 17, 2014. The hold was placed until Oct. 23, supposedly after an employee initially indicated that at least $50,000 of the funds were immediately available to the plaintiffs, the suit says.
The lawsuit states when the women attempted to withdraw funds Oct. 17, 2014, from the bank’s Covington branch they learned the funds were not available, that the defendant subjected them to irrelevant questioning for a half-hour, denied them access to their money and “violated any reasonable expectation of customer client relationship.”
According to the suit, the bank was out of compliance and subjected the plaintiffs to unlawful banking practices by willfully holding their assets and failing to inform them of said holds prior to deposit.
Bright and Poynter see declaratory and injunctive relief, special, general, punitive and nominal damages, interest, attorney fees, expenses and court costs. They are represented by attorney Rev. Charles E. Brumfield Jr. of Bickham & Brumfield Law Group in Hammond.
U.S. District Court Eastern District of Louisiana case number 2:15-cv-03447-KDE-SS.