Auto insurer sued for allegedly underinsuring motorist by $500

GRETNA – A motorist is suing an auto insurer for allegedly underinsuring a man who ran his vehicle into hers.

Michelle Ewing filed suit against USAA Casualty Insurance Company in the 24th Judicial District Court on Oct. 17, 2014.

Ewing asserts that on Oct. 18, 2013 she was driving her 2008 Nissan Pathfinder on Interstate 10 West when Christopher Cenac, who was covered by an auto insurance policy provided by USAA Casualty Insurance Company in the amount of $25,000, driving a 1999 Chevrolet Express rear-ended her at a high rate of speed. The plaintiff claims that Cenac took complete responsibility and admitted fault for the accident. Ewing alleges that she received severe injuries in the incident, including a bulging disc.

Ewing claims that in violation of state law USAA Casualty Insurance Company only provided $24,500 of the $25,000 allowable under the insurance policy.

The defendant is accused of violating state law by not providing the full amount of the claim and bad faith.

An unspecified amount in damages is sought for statutory penalties and attorney’s fees.

Ewing is represented by attorney Roderick Christopher Patrick of New Orleans.

The case has been assigned to Division J Judge Stephen C. Grefer.

Case no. 743-486.