LAFAYETTE – A Leesville consumer alleges that she has been damaged by inaccurate information on her credit report.
Jacynthia Fisher filed a complaint on June 28 in the U.S. District Court for the Western District of Louisiana against Equifax Inc. and Navy Federal Credit Union alleging that they violated the Fair Credit Reporting Act.
According to the complaint, the plaintiff's son entered into a credit agreement with the defendant credit union in August 2014 and added her as an authorized user without her consent. She alleges she never used the account and her son became delinquent on it. The suit states that the defendants entered information on her credit report relating to this account and that she has disputed it but the defendants have not removed the tradeline in its entirety.
The plaintiff holds Equifax Inc. and Navy Federal Credit Union responsible because the defendants allegedly are reporting inaccurate and damaging information.
The plaintiff requests a trial by jury and seeks actual and statutory damages, attorney fees, costs and expenses and all other relief the court may deem appropriate. She is represented by Keren E. Gesund of Gesund and Pailet LLC in Metairie.
U.S. District Court for the Western District of Louisiana case number 2:17-cv-00835