A woman is seeking justice in a complex legal battle involving allegations of discrimination, fraud, and wrongful foreclosure. On April 8, 2025, Rose Okpalobi filed a complaint in the United States District Court for the Eastern District of Louisiana against Nationstar Mortgage, LLC doing business as Champion Mortgage Company, LOGS Legal Group, Emily Mueller, Amy Ortis, and unnamed defendants referred to as DOES 1 through 20. The lawsuit accuses these parties of conspiring to deprive her of her constitutional rights and causing significant harm.
The plaintiff, Rose Okpalobi, acting individually and as the executrix of her late husband Ifeanyi Charles Anthony Okpalobi's estate, claims that the defendants engaged in discriminatory practices against her based on race and national origin. She alleges that Nationstar Mortgage and its associates wrongfully foreclosed on her property located at 4828 Cartier Avenue in New Orleans by manipulating loan terms and failing to honor contractual agreements. "Nationstar's treatment of Plaintiff was driven in part by her race and national origin," states the complaint.
Okpalobi's lawsuit highlights several instances where she believes Nationstar violated federal laws such as 42 U.S.C. §1981 by discriminating against her in contractual matters. She also accuses the defendants of breaching contract terms by not converting a reverse mortgage into a term loan after her husband's death—a provision she claims was negotiated to protect her financial stability. Furthermore, she alleges that insurance proceeds meant for property repairs were misappropriated.
The plaintiff seeks multiple forms of relief from the court including compensatory damages exceeding $1 million for emotional distress, loss of enjoyment of life, and other related damages caused by the alleged discrimination and breach of contract. Additionally, she demands punitive damages for what she describes as intentional and malicious conduct by the defendants. The complaint also calls for specific performance regarding reinstatement of loan rights or cancellation under TILA violations.
Representing Rose Okpalobi are attorneys whose names are not specified in this document; however, it is clear they have prepared an extensive case citing numerous federal statutes including TILA (Truth In Lending Act), RESPA (Real Estate Settlement Procedures Act), FDCPA (Fair Debt Collection Practices Act), among others. The case has been assigned Case ID: 2:25-cv-00677 with proceedings overseen by judges from the Eastern District Court of Louisiana.