Hotel Maison de Ville suing insurance company for not covering stolen furniture

By Kyle Barnett | Dec 7, 2012

Ryan O. Luminais

NEW ORLEANS – An historic New Orleans hotel is suing an insurance company for denying coverage on a plan that was supposed to cover antique furniture and other hotel items in case of theft.

727 Toulouse, LLC filed suit against Certain Underwriters at Lloyd's London, Eagan Insurance Company and Zachary Fanberg in the Orleans Parish Civil District Court on Oct. 1.

Hotel Maison de Ville, as 727 Toulouse, LLC, believed it was covered by Lloyd's of London through Eagan Insurance for losses over $1 million, the suit says. The plaintiff claims the hotel was under renovation and was never asked if it had a burglar alarm and that the defendants inspected their property numerous times while evaluating its insurability before finalizing the insurance coverage.

After the insurance coverage was in place 727 Toulouse, LLC determined that numerous items of antique furniture and other goods had been stolen from the business in January 2011 and never returned. 727 Toulouse, LLC alleges that the defendants denied its claim because it did not have a burglar alarm despite allegedly not having electricity at times to power a burglar alarm and that a burglar alarm may have been deemed to be impractical because people were entering and leaving the building at all hours.

The defendants are accused of breaching the insurance contract and failing to provide sufficient insurance coverage.

Damages are sought from Eagan insurance for the losses 727 Toulouse, LLC allegedly experienced due to a faulty insurance contract.

727 Toulouse, LLC is represented by Ryan O. Luminais of Sher, Garner, Cahill, Richter, Klein and Hilbert, LLC.

The case has been assigned to Division I Judge Piper D. Griffin.

Case no. 2012-09252.

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