Insurer sued by couple whose water pipe broke while on vacation

GRETNA – A property insurer is being sued by homeowners for allegedly not properly covering damage their home suffered when a water pipe broke when they were on vacation.

Sarah M. Cemenia and Urim Cemenia filed suit against Allstate Insurance Company in the 24th Judicial District Court on March 16.

The Cemenias claim they had a property policy in effect on their home provided by Allstate when they were on vacation from July 13, 2014 to July 20, 2014. The plaintiffs allege that while they were on vacation a water pipe broke and flooded their property. The Cemenias contend they reported the damage to Allstate which sent out an adjuster that offered them a check in the amount of $3,037.41. However, the plaintiffs assert the check provided by Allstate was for the structural damage and did not cover the contents and that the actual damage to the property as well as the contents as assessed by a third party was $15,213. The Cemenias claim Allstate has refused to pay the requested amount in damages.

The defendant is accused of breach of contract.

Damages in the amount of $15,213 plus attorney’s fees are sought by the plaintiff.

The Cemenias are represented by attorney Donald D. Bann of Mandeville.

The case has been assigned to Division G Judge E. Adrian Adams.

Case no. 747-774.