Louisiana Record

Thursday, February 20, 2020

Americas Insurance denies payment of claim until fire loss is proven

By Robert Hadley | Dec 7, 2015


NEW ORLEANS – A Washington, D.C. insurance company says two of its customers failed to submit a proof of loss to support a property damage claim.

Americas Insurance Co. filed a lawsuit Nov. 23 in the U.S. District Court for the Eastern District of Louisiana against Billie J. Haynes and Delvese D. Haynes, alleging failure to cooperate in the investigation of a property claim.

According to the complaint, after the Haynes submitted a claim for fire damage on Oct. 19, the defendants could never agree on a time when they could be present during an inspection of the fire-damaged Hammond property, despite multiple scheduling attempts. Although the plaintiff has paid more than $92,000 for parts of the claim, they testify that until they see verified documentation of the loss, they are not required to pay further claims.

Americas Insurance seeks damages of more than $75,000, plus interest and litigation costs. It is represented by attorneys Matthew D. Monson and Donald J. Latuso Jr. of The Monson Law Firm in Mandeville.

U.S. District Court for the Eastern District of Louisiana Case number 2:15-cv-06232

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Organizations in this Story

Americas Insurance CompanyThe Monson Law Firm