NEW ORLEANS – A Laplace couple alleges a bank improperly charged them for a loan they didn't request and then enlisted a debt collector to retrieve it.
Tonya and William Ferguson filed a complaint on April 25 in the U.S. District Court for the Eastern District of Louisiana against Couch, Conville & Blitt LLC and Regions Bank alleging that they violated the Fair Debt Collections Practices Act and the Telephone Consumer Protection Act.
According to the complaint, the plaintiffs allege that they made payments pursuant to a loan they did request and receive to Regions Bank. The plaintiffs holds Couch, Conville & Blitt LLC and Regions Bank responsible because the defendants allegedly improperly charged them for a loan that they never requested or received, misapplied their payments to the improper loan, threatened them that they would be sued if payment was not made, collected the improper loan and refused to return the funds, placed repeated and harassing phone calls to their home phone and cellular phone and continued to call after being instructed to cease calling.
As a result, they allege they have suffered severe mental and emotional distress, internal bleeding, insomnia and incurred substantial medical costs due to hospitalization.
The plaintiffs request a trial by jury and seek injunction requiring defendants to cease all collection efforts against them, compensation for all damages, all costs and attorney’s fees and for any other relief that the court may deem appropriate. They are represented by Samuel J. Ford of Varadi, Hair & Checki LLC in New Orleans.
U.S. District Court for the Eastern District of Louisiana Case number 2:16-cv-03670